Training, an Essential Perk to Retain a Data Scientist Profile

Ana de Melo e Faro and Beatriz Alonso

d&a blog

BBVA Data & Analytics’ first milestone was achieved in 2011 when BBVA’s Innovation Unit set up a small research team, committed to using existing data sources to solve business challenges. Several external partnerships with research institutions, other startups, Telecom corporations and public institutions, offered promising results such as the massive identification of highly profitable customers formerly labeled as standard customers, …

No Problem Too Big; No Solution Too (Computationally) Small

Jairo Mejía

d&a blog

At BBVA Data & Analytics we are constantly tackling business problems with applied maths, statistics or econometrics. There is no problem too big; but it turns out the solution can be sometimes too big. That premise took BBVA’s data scientist Jordi Nin and Jordi Aranda to explore a way to improve the quality of the insights offered by Commerce 360, …

Adding fairness to dynamic pricing with Reinforcement Learning

Roberto Maestre and Jairo Mejía

d&a blog

Maximizing profit is a premise that has always being present in the back of the minds of every trader and salesman since the very early days of commerce; or so they thought. In reality, every actor in search for profit during an exchange of goods or services tends unconsciously to add some measure of fairness into the deal in order …

A “weird” Introduction to Deep Learning

Favio Vázquez

d&a blog

There are amazing introductions, courses and blog posts on Deep Learning. I will name some of them in the resources sections, but this is a different kind of introduction: a weird introduction. But why weird? Maybe because it won’t follow the “normal” structure of a Deep Learning post, where you start with the math, then go into the papers, the …

Artificial Intelligence will be Omnipresent in the Future

Beatriz Alonso

d&a blog

Advances in the last five years on how we gather and process data have been key to speed up the way Artificial Intelligence is used in our daily lives and how human perception itself has been augmented with the use of Artificial Intelligence. There has been great progress in image classification or object recognition, as well as numerous advances in …

Urban Discovery, a Vision to Rethink Cities

Jairo Mejía

d&a blog

Late last year Urban Discovery showcased a new way of representing cities based on purchasing behavior. This approach allowed BBVA Data & Analytics examine Madrid, Barcelona and Mexico City under a new light. The insights extracted analyzing patterns of economic behavior helped us redraw the cities beyond the traditional administrative boundaries. The visualization created by BBVA Data & Analytics and …

Designing Visions for Busy Organizations. Part II

Fabien Girardin and Israel Viadest

d&a blog

Putting Design Fiction into practice   The banking industry is facing major changes with the digitalization of its core business that impacts the management of risk, trust, identity and decision-making, among other things. As you have seen in Part I of this series of articles. At BBVA Data & Analytics, we spearhead BBVA’s transformation into a data-driven financial group. We …

Designing Visions for Busy Organizations. Part I

Fabien Girardin and Israel Viadest

d&a blog

Clarify the present with Design Fiction: Shaping and sharing tangible visions for the future   For the last few years at Near Future Laboratory and BBVA Data & Analytics, my teams and I have been focused on clarifying the present and anticipating desirable, feasible, and profitable futures for organizations. Establishing a vision, then investigating that vision through Design Fiction, we …

RecSys, a Debate on How to Widen our World and Find New Ones

Jairo Mejía

d&a blog

In BBVA Data & Analytics we believe that the future of technology has to be continually questioned, debated, and has to consider different points of view. With that philosophy, we organized this week an unconventional gathering of artists, public servants, designers and creators to explore the implications of Recommender Systems (RecSys). These Machine Learning algorithms define how our world is …

How To Have An Environment With Spark in Less Than 30 Seconds Thanks To Docker

Edgar Pérez Sampedro

d&a blog

I am sure you have ever wanted to experiment with some technology, but your eagerness to learn has been diminished by the difficulty of installing everything you need in your operating system. In this article we will explain how to start playing with spark regardless of the operating system we have and without having to go through the installation or …